WHO WE ARE:
Our firm provide consulting services by advising and assisting domestic and foreign law firms, financial institutions and private businesses on a broad spectrum of legal and compliance matters, including financial regulations, financial crime, ethics and corporate governance.
WHAT WE DO:
- We review and analyze compliance programs to develop a structured tactical plan to streamline and enhance preexisting processes and integrate them in a unified compliance risk management system.
- We assist financial institutions through the steps of implementing an effective AML/FC/CTF monitoring program.
- We develop comprehensive compliance training programs and deliver tailored training sessions to front-line employees, senior management and board of directors of financial institutions and regulated entities.
- We act as expert witness in State and Federal Court in criminal cases involving financial crimes, financial regulations and banking-related matters.
Regulatory Compliance Attorney
Licensed to Practice in New York
Lorenzo Delzoppo is a New York attorney with twenty years of substantial regulatory compliance, risk management, and legal experience. He began his career in the regulatory field as AML/BSA Compliance Officer at Girosol, a money services business operating in 35 U.S. states and 42 countries. After that role, he supervised compliance with all laws and regulations applicable to international money transfer activities as Chief Compliance Officer of MoneyExpress Financial, a U.S. financial institution with subsidiaries in Portugal, Spain and the UK. In 2006, he joined Community Bank of Florida as BSA Officer and was soon promoted CCO.
In 2012, he assumed the additional role of Chief Risk Officer. He was responsible for leading and coordinating company-wide risk management efforts by directly managing the Enterprise Risk Management platform and supervising the Compliance Management System. In addition to permanent internal control functions, his accountabilities included strategy development, regulators relations, external auditors and counsels’ coordination, as well as direct oversight of the Financial Crime area. In 2016, he moved to the consulting business where he has been advising law firms, financial institutions and fintech businesses on a broad spectrum of compliance and regulatory matters.
Lorenzo has been a speaker, organizer and moderator at numerous international conferences and lectured at university seminars. He developed compliance manuals, training materials, implemented compliance monitoring systems and interfaced state and federal regulators in numerous examinations. He has a LL.M. from the University of Miami, a J.D. from the University of Urbino and speaks five languages. He is very active in the local community as a director of the South Florida Chapter of ACAMS, a board member of the Government Blockchain Association and a member of the Advisory Board of the Anti-Money Laundering and Financial Crime Institute of St. Thomas University.
Albert Rodriguez brings a wealth of experience in banking, business, operations management, compliance, organizational development, and project management. Utilizing 25 years of extensive experience in the financial services industry, he has provided significant value to various financial institutions and organizations throughout his career. Additionally, he has worked in the development of software, led implementation projects, and developed training programs and curricula. Moreover, he has performed evaluations of internal controls, software, and tools to pinpoint solutions necessary to enhance customer service, increase organizational efficiencies, and meet specific regulatory requirements for financial institutions. He has assisted various financial institutions in obtaining state and federal licensing, agency approvals, correspondent investor approvals, and securing credit lines to conduct commercial, residential, and consumer lending. He is also a published author with several articles on operational and compliance topics.