Headquartered in Miami, Florida, CORISMA Solutions LLC was formally incorporated in 2017 as a Florida company focused on global compliance risk management solutions for financial institutions.
Since 2016, our founders and senior team have helped banks, fintechs, payment institutions, virtual asset providers, insurers and other regulated entities design and operate practical, resilient compliance frameworks across the U.S., Latin America, the Caribbean and Europe.
CORISMA is a specialized compliance and risk advisory firm born at the intersection of financial regulation, technology, and innovation.
We think like members of a Board of Directors and act like part of the operations. Our method combines active listening, strategic thinking, and intelligent execution.
We operate like an in-house team — deeply understanding the business model, systems, cultural dynamics, and specific risks of each organization. Every solution is designed to work within the system, the routine, and the reality of the people who execute it.
CORISMA was created when seasoned in-house compliance leaders and financial-sector lawyers decided to change the way regulatory work is done.
More than consultants, we act as partners and extensions of your internal team, with modular engagements and measurable deliverables.
Lorenzo Delzoppo is an attorney admitted in the State of New York with more than 25 years of experience in regulatory compliance, risk management and financial-crime prevention built in financial institutions and global payment companies.
Before founding CORISMA, he led the Compliance and Risk function (CCO/CRO) of a Florida-based bank, overseeing ERM, the compliance management system, and financial-crime programs, and reporting directly to the Board.
In CORISMA he supports traditional financial institutions and fintechs worldwide to structure robust, technology-enabled compliance and risk frameworks.
Lorenzo regularly interacts with U.S. federal and state regulators and authorities in over 15 countries. He is a recognized expert witness in criminal and civil cases involving fraud and money laundering and frequently speaks at international conferences and university programs.
He holds an LL.M. from the University of Miami and a J.D. from the University of Urbino, and speaks Italian (native), English, Spanish, Portuguese and French.
Patricia Marinho is a lawyer trained in Brazil; she holds an LL.M. from the University of Miami and executive education from Harvard, Wharton and Berkeley. Cofounder of CORISMA, she is global compliance and governance leader with more than 25 years of experience across corporate governance, risk management and regulatory affairs in the U.S., Latin America and global markets.
She held senior roles in multinational groups, including serving as Compliance Director for Latin America at Willis Towers Watson, and afterwards took a global role in Sales and Client Management, participating of Board. She is certified by IBGC.
In the US she led the opening and set up of international financial institutions, in the roles of CCO and CEO, integrating governance, compliance and execution of activities from the beginning.
At CORISMA, Patricia co-leads strategy, client delivery focused on AML, anticorruption, due diligence for M&A and compliance innovation highlighting the role of AI and data in modern AML programs.She leads the development of the CORISMA Academy, is a guest lecturer at Universities and Forums and co-author of papers in the area.
Lawyer graduated at the University of São Paulo - Brazil, she holds postgraduate degree from the Pontifical Catholic University of São Paulo, specialization from FGV and executive education from Wharton.
She has more than 25 years of experience in the Brazilian capital markets, working in law firms and the legal and compliance departments of major financial institutions.
Her experience spans ethics, regulatory compliance, AML/CFT and fraud prevention, with leadership roles at institutions such as Itaú Unibanco, HSBC, Safra, UBS, Western Union and Bank of America.
At CORISMA, she leads Brazil market and regulatory projects, including local licensing, AML program design, governance reviews and cross-border initiatives for Brazilian and international clients.
She actively participates of roundtables on the future of financial-crime prevention, focusing on AI and data.
Lawyer with internationally recognized experience in corporate investigations, international transactions and ethics and anti-corruption programs.
He was a federal prosecutor, worked at the SEC and the US Department of Justice, leading complex cases involving multinationals, public figures and transnational investigations. Afterwords, he worked in reference offices in Washington, D.C., before founding his own practice.
He is the author of outstanding works on FCPA and anti-corruption legislation in common law, a contributor to the American Bar Association and a frequent speaker at global conferences.
At CORISMA, he contributes technical and strategic expertise in governance, internal investigations and international compliance issues.
Albert Bayer is a compliance and privacy specialist with more than a decade of experience in governance, risk and data-protection programs in global firms such as Willis Towers Watson and PwC.
He is also an educator training professionals in modern governance and privacy challenges, connecting technology and human behavior.
At CORISMA, Albert contributes to projects involving Data privacy and security, integration of AML/financial-crime controls with data-protection requirements, besides design of compliance training and culture-building programs for financial institutions and technology providers.
Whether you need support with compliance, licensing, risk, governance, financial crime, or operational structure, our team is ready to assist.
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