Cases

Real impact
for real clients

CORISMA partners with organizations across the financial ecosystem — from early-stage startups to global banks and technology leaders — delivering practical, implementable solutions designed for real operational environments.

Find below some of the projects accomplished, with personal approach, that combines deep regulatory expertise with innovation, operational insight, and intelligent execution

STARTUP — Full Regulatory Strategy & Licensing Roadmap

A U.S.-based startup developing an innovative financial-technology platform engaged CORISMA at the company’s earliest stage to design its regulatory infrastructure and compliance model.

Action

Onboarding architecture with risk-based onboarding framework integrating MFA, ID verification, facial recognition, sanctions screening, customer profiling, AML monitoring, CRM, and case management
Regulatory interactions with SEC.
Domestic & international regulatory analysis
Nationwide state licensing strategy for full money-transmitter licensing (MTL) roadmap in the USA

Outcome

The business model received regulatory approval, licensing was deployed nationwide, and the mobile application launched publicly within two years of inception.

BANK CHARTER — Feasibility Study for New Digital Bank

A global financial group engaged CORISMA to assess the regulatory feasibility of establishing a new digital bank in the Caribbean/Central American region.

Action

Regulatory Evaluation in 15 jurisdictions
Analysis of regulatory frameworks, licensing requirements, governance, AML country risk, and supervisory expectations
Assessment of operational cost, capital structure, and regulatory complexity
Integration of study into a broader cross-departmental business plan

Outcome

The board approved the project, and the digital bank is now under development

BANK — AML/CTF Compliance Risk Assessment Implementation

A mature Caribbean bank requested CORISMA to design and implement its AML/CTF risk assessment program.

Action

Onsite interviews with high management
Preliminary gap analysis
Design of a risk matrix
Onsite training

Outcome

The bank adopted a robust risk methodology and gained the ability to internally execute and update its annual AML/CTF risk assessment.

VASP/Crypto — Independent Review & Integrated Compliance Support

A licensed U.S.-based cryptocurrency exchange retained CORISMA for its annual AML Independent Review.

Action

Identification of regulatory gaps
Implementation of recommended enhancements
Strengthen of controls and optimization of monitoring workflows
Integration of fractional compliance personnel into the client’s team

Outcome

The exchange strenghtened the operation and guaranteed the ongoing growth

EXPERT WITNESS — Federal Money Laundering Case

A leading U.S. law firm engaged CORISMA to provide strategic advisory and expert witness testimony in a federal money-laundering case.

Action

Development of the regulatory defense strategy
Analysis of banking practices and AML procedures
Authoritative testimony before the jury

Outcome

The client was acquitted of most charges, and the final sentence was significantly reduced.

MSB — Enhanced Due Diligence & EU Expansion Strategy

A U.S.-based MSB with international operations sought support for expansion into the EU through strategic acquisitions.

Action

Conduction of EDD in Portugal, Spain, and Switzerland
Assessment of AML systems, operational conditions, and financial health
Identification of integration costs and control weaknesses
Adjustment purchase valuations based on true operational risk

Outcome

 The client successfully completed a major acquisition and expanded across new EU markets.

FINTECH — Tailored Anti-Bribery & Corruption (ABC) Program

A multinational fintech serving major airline companies requested support after being asked to demonstrate a robust ABC program to secure a high-value contract.

Action

Design of a customized ABC program aligned with global frameworks
Employee training across all operational regions
Integration of ABC and governance controls into the existing compliance program

Outcome

The fintech met the airline’s compliance requirements and secured the contract.

SOFTWARE PROVIDER — Development of Compliance Modules for a New Banking Platform

A technology company building a next-generation banking platform engaged CORISMA to design and oversee its compliance architecture.

Action

Creation of modules for digital onboarding with KYC/AML automation, Customer lifecycle management, AML risk scoring system (institutional + individual), Transaction monitoring and case investigations
Integration of Governance and Data Privacy
Implementation of Compliance risk management system tracking licensing, privacy, audits, training & reporting

Outcome

The platform successfully launched in the U.S. and EU and is now used by multiple financial institutions.

BANK (In-house AML Support) — Operations Strengthening

A well-established U.S. bank engaged us to strengthen its AML operations.

Action

Appointment of part-time AML monitoring analysts
Oversight into alert management and quality control
Process redesign to eliminate backlogs and reduce escalations
Advisory to align controls with examiners’ expectations

Outcome

The bank achieved timely alert resolution, improved quality metrics, and positive examiner feedback.

BANKING SOFTWARE PROVIDER — Compliance Architecture for Credit Unions

A large U.S.-based provider of core banking software for credit unions engaged CORISMA to redesign its compliance risk framework and documentation across multiple modules.

Action

Built compliance templates for credit union clients
Development of KYC and onboarding workflows
Creation of AML monitoring rules customized for cooperative structures
Standardization of governance and board-reporting models used by partner institutions

Outcome

The provider expanded its compliance suite and strengthened the regulatory posture of dozens of credit unions using its platform.

Let’s Build Your Next Stage of Growth

Whether you are launching a new startup, scaling operations globally, or optimizing a mature compliance program, CORISMA brings the strategic insight and operational expertise needed to move forward with confidence.

Contact Us

Brickell 21 Financial Center
1200 Brickell Avenue, Suite 310
Miami FL 33131